Thu. Jun 1st, 2023

structured settlement providers

Structured Settlement Providers

A structured settlement is an alternative to a lump sum payout. It is a series of periodic payments made to a plaintiff who wins or settles a personal injury lawsuit.

Structured settlements offer a guaranteed income over time, but they can be difficult to manage when sudden financial needs arise. Those who need cash from their settlement sooner can sell their structured payments to a company called a factoring company.

DRB Capital

DRB Capital, a subsidiary of DRB Financial Solutions, LLC, is a structured settlement buying company that provides liquidity solutions to individuals and small/medium size businesses. It was incorporated in Delaware in 2014 and employs more than 150 people.

DRB Capital purchases annuity payments and structured settlement receivables for liquidity purposes. Its primary business focuses on providing liquidity solutions to individuals and small/medium businesses in need of cash who receive guaranteed and life-contingent structured settlement or annuity payments.

Structured settlements provide a way for individuals to achieve long-term financial security after a personal injury lawsuit. The settlements often include tax-free periodic payments that are received over time. However, these payments may not be sufficient to meet a person’s financial needs.

These people may wish to cash out their structured settlements for urgent financial needs or investment opportunities. Selling structured settlement payment rights can be a useful option, but it should only be used with the assistance of a certified financial advisor or attorney who understands annuity payments and their risks.

The sale process can be complicated and can take several months to complete, as it requires court approval. Most states require that you attend a hearing and demonstrate to the judge that you can meet your financial obligations with your lump sum payment from the secondary market buyer.

During the sales process, you will be assigned a representative who will help you with your transaction and answer any questions that you have along the way. This is a very unique feature that no other competitor offers, and it can make all the difference in getting the process started quickly.

Another thing that sets DRB Capital apart is the fact that you only work with one person through the entire process. This is incredibly reassuring and can really be a big relief for those who are dealing with the complexities of structured settlements.

DRB Capital offers a variety of services and is an excellent choice for those looking to sell their structured settlements. Its customer service is exceptional and its website is easy to navigate. In addition, its Zoom meetings with an advisor are an instant click away and they can engage you in two languages.

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Fairfield Funding

When you’ve experienced a major injury or loss, receiving structured payments is an excellent way to get a steady source of income for the future. However, at times it can be difficult to afford them due to a variety of reasons. Whether you need to pay bills, make home improvements, or simply want to supplement your current income, selling your settlement is an option that can help you meet your financial goals.

Structured settlement buying companies can buy all or part of your settlement in exchange for a lump sum of cash. They offer this service to both plaintiffs and defendants in wrongful death and personal injury cases as well as lottery winners.

Fairfield Funding is a trusted, established company that offers comprehensive support to its clients when selling their settlements for cash. They’re also one of the few structured settlement purchasing companies that offer a 100% guarantee to meet or beat your payout amount.

They also offer advance options if you need cash while waiting for your transaction to complete. This can be extremely helpful if you’re looking to cover your monthly expenses while you wait for the company to process your settlement sale.

In addition, they have a staff of experts who can help you understand your legal rights when it comes to selling your settlement for cash. They will work with you to determine if it’s right for you and guide you through the entire process.

The firm has a perfect rating from ConsumersAffairs readers and an A+ rating from the Better Business Bureau. They are also rated 4 out of 5 stars by TopTenReviews.

Their customer service representatives are dedicated to providing you with personalized, honest service. They take the time to listen to your story and offer viable options for you to consider, including the possibility of a partial buy-out.

If you have a settlement that is due as a lump sum, monthly or annual payment, you can sell it for cash through a structured settlement purchase. They will help you navigate the process and ensure that it’s a positive experience for both parties.


A structured settlement is a series of payments that are made over a set period of time. They can be used to cover medical bills, pay for college tuition or even fund car repairs and home renovations.

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Some people find it more convenient to receive their structured settlement payments in installments instead of a lump sum payout. This method also reduces the temptation to spend money frivolously.

Structured settlements can be structured for any amount of funds, and the payment schedule can be customized to meet your needs. In addition, structured settlements are shielded from creditors in accordance with statutory protections.

Seneca One is a structured settlement finance company that specializes in providing financial solutions for annuitants. It was established in Bethesda, Maryland, and offers a range of financing options to clients who want to take advantage of their structured settlement payments.

The company’s main business is structured settlement factoring, which involves purchasing primary structured settlement payment streams from annuitants and reselling them for cash to businesses and individuals who require immediate funding.

In addition to financing, Seneca One provides a variety of services, such as pre-and post-verdict 50-A/50-B analyses and periodic judgment drafting. Its expert team works to achieve better settlement results for their clients.

They also offer lien resolution and MSA solutions for clients who want to avoid liens. They are the only finance company that focuses on annuitants and structured settlements and have been providing these services since 1999.

Unlike other financing companies, Seneca One does not require you to sell your annuity payments. They will work with you to ensure that you receive your lump sum payments in a timely manner.

Their services are backed by a strong commitment to their customers’ financial security. The company also has a strong track record of delivering high-quality products and achieving outstanding customer satisfaction rates.

If you’re ready to get started, contact Seneca One today. They will answer any questions you may have and provide an initial quote.

In addition to offering a wide array of financing options, Seneca One has a strong reputation for delivering high-quality products and excellent service. Their customer satisfaction rating is 2.8 out of 5 stars, with reviewers from the Construction industry ranking their product quality higher than most.

Stone Street Capital

Stone Street Capital is a structured settlement provider that buys lottery, annuity, and lottery prize payments in exchange for lump sum cash. The company specializes in quick turnaround time and personalized service, and they have a reputation for excellent customer support.

Founded in 1989, Stone Street Capital is an independent finance firm based in Bethesda, Maryland. They specialize in securing upfront money for annuities, personal injury settlements, lottery winnings, and lawsuits, as well as other financial services.

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In addition to their core services, Stone Street Capital also offers extra services like emergency loans and credits. They also offer free online consultations and toll-free customer support.

The company’s headquarters are located in Bethesda, Maryland, and they have an A+ rating from the Better Business Bureau. They have been in business for more than 20 years and have originated over $1 billion in transactions.

They are a member of the JG Wentworth family and they have been recognized for their high customer satisfaction rating and their expert services. They are a leader in the financial industry and have an extensive history of helping people receive their lump sums, credit, and cash advances.

When you sell your settlement, the company negotiates a discount rate (also known as a “buy rate”) that generates a profit for them. This can vary from 6% to 20%, depending on the value of your settlement and its payout period.

If you’re interested in selling your settlement to Stone Street Capital, you must first submit a claim form and an application. Once they receive your documents, they will review them and provide you with a quote.

This process usually takes two to four weeks, after which they send you the payment. It’s a great way to get your settlement in a hurry and help cover an unexpected expense.

Unlike larger financial institutions, structured settlement providers often work directly with you to ensure that the process is simple and easy. Their staff will walk you through every step of the process and help you navigate your options.

If you’re considering selling your structured settlement or annuity, make sure to read all of the details carefully before signing. Some companies don’t provide all the information you need, including fees and interest rates, or the average time it takes to receive your payments.

Jeffrey Augers
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By Jeffrey Augers

Jeffrey Augers is a highly skilled and experienced financial analyst with over 12 years of experience in the finance industry. He has a proven track record of delivering exceptional financial insights and recommendations to clients, empowering them to make informed decisions and achieve their financial goals. Jeffrey holds a Bachelor's degree in Finance from the University of Michigan, and an MBA from the Wharton School of Business.