Structured Settlement Buying

structured settlement buying

If you are planning to sell your structured settlement, the first step is finding a structured settlement purchasing company. A structured settlement buying company will give you a quote for the amount of your settlement and will act as your buyer. You will have to supply the company with the original settlement agreement and an insurance agency agreement in order to sell your settlement. You will then have to present the contract to a judge, who will determine if the sale should go through. Once the sale is approved, you will receive your money within a few days.

JG Wentworth

JG Wentworth is a structured settlement buying service that purchases future payments from annuities, structured settlements, and lottery winnings. This type of investment is helpful for people who need cash for a medical emergency or to pay off debt. It can also be an excellent option for those looking to make an investment.

In order to get a quote from JG Wentworth, simply provide your name, contact information, and the amount of money you’re seeking to receive. A representative will contact you within 24 hours to discuss the payment amount and any other details. The transaction can be completed online or over the phone. Once you’ve completed the payment process, you’ll receive your lump sum payment.

Besides being a reliable source of income, structured settlements can also be sold on the open market. JG Wentworth, one of the most reputable companies in the industry, purchases structured settlements and other types of payment rights. This allows the acquiring company to make a profit on the purchase price. The purchase process is completely transparent, and JG Wentworth works with clients to ensure the transaction goes as smoothly as possible.

JG Wentworth structured settlement buying companies have helped thousands of people receive lump sums from structured settlements and annuities. These companies provide fast decisions and a high payout. Their staff has purchased more than $1 billion worth of structured settlement payments in the past 10 years. They also help clients solve financial problems related to structured settlements and lottery winnings.

JG Wentworth also offers cash loans for large cash amounts. This can be helpful in emergency situations or for settling high-interest debt. Those with large sums of cash may also want to consider JG Wentworth’s cash loan for medical expenses. It is important to note that the fees charged by this company vary by state.

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JG Wentworth’s new structured settlement buying program includes an interest rate hedging program. It aims to protect structured settlement payments from interest rate volatility. It is a member of the National Association of Settlement Purchasers, which is a professional trade association for structured settlement participants. The company has an A+ rating from the Better Business Bureau.


SenecaOne has been in the structured settlement business for 17 years and has grown into one of the largest financial services companies in the country. They pride themselves on building long-term relationships with clients and focusing on trust. Their team of specialists will explore your options and help you decide if buying a structured settlement is the right option for you.

SenecaOne describes its customers as individuals, firms, and entities. The company claims the information they collect from their Customers is confidential. However, they acknowledge that the names of structured settlement annuitants are public records. They also state that it is against their policy to contact people who are users of their database.

It is crucial to know your rights before you select a structured settlement buyer. There are several federal and state laws that protect you from fraud and abuse. You should also understand what your financial goals are before you make a decision. Having a clear understanding of your goals will help you avoid scams and unscrupulous factoring companies.

Although SenecaOne’s non-competition provision is not geographically specific, it does prevent its former employees from establishing similar or competing businesses in the same markets. The law prohibits this, but it does not prohibit competitors from using the same trademarks. In addition, Count I of the Complaint does not apply to Seneca One’s nationwide business.

The process of selling a structured settlement is relatively easy and fast, but it should be done with care. The process can take anywhere from 45 to 90 days and is usually completed by a professional. Specialists will guide you through the process and provide a document outlining the terms of the sale.

When choosing a structured settlement buying company, you should make sure the company is experienced. They must have an excellent reputation with the Better Business Bureau and previous clients. If you are unsure about your needs, ask for a free quote from several different companies. A free quote will give you an idea of the process and help you make an informed decision.

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Fairfield Funding

When it comes to structured settlement buying, few companies can beat Fairfield Funding. This company promises to pay you the lowest price and close your transaction within five days. It also offers four-point guarantees to protect you as a customer. For example, if you find a lower offer from another company, Fairfield will match that price and give you $500 extra. You can also be assured that you will receive your cash advance within five days, and that the transaction will be completed as quickly as legally permitted by state laws.

Fairfield Funding is one of the few structured settlement buying companies that disclose their interest rates upfront. Their website lists rates ranging from 6% to 18%. They also explain that the purchase price depends on several factors, including the current state of the economy at the time of the contract. In addition, the process can take up to 45 days, as the company must get approval from the court. Moreover, some states require waiting periods before receiving cash.

Fairfield Funding is an Atlanta-based, full-service company that specializes in the purchase of structured settlements and annuities. It has a team of professionals with over 60 years of experience in financial services. Their goal is to make sure their clients receive the cash they deserve in exchange for an annuity or structured settlement.

Whether you’re selling your structured settlement or looking to cash out, the team at Fairfield Funding will treat you with respect and help you navigate the process. They can craft a plan tailored to your specific needs, while still allowing you to keep as much of your future structured settlement as possible.

The company’s reputation for customer service is strong, and many consumer advocacy sites have reviewed Fairfield Funding highly. ConsumerAffairs’ readers gave it a perfect five-star rating, while the Better Business Bureau gave it an A+ rating. Another website, TopTenReviews, rated Fairfield Funding with a four-star rating. TopTenReviews deducted one star because Fairfield is relatively new compared to its competitors. Furthermore, there is a lingering question about whether the company’s account representatives are credentialed, which is a big red flag.

Many payees may need a lump sum of cash at some point in their lives. For example, they may need to pay for a child’s college tuition, a down payment on a house, or other unforeseen expenses. A structured settlement allows payees to receive funds in excess of scheduled payments, and heirs will continue to receive tax-free payments.

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Peachtree Financial

If you’re thinking about selling your structured settlement payments, Peachtree Financial can help. You can sell your settlement payments in portions or all at once. However, you must obtain court approval to transfer the settlement. While this might sound complicated, the process is fairly straightforward. Peachtree Financial will help you get the money you need while protecting your financial interests.

To transfer your structured settlement, you’ll need to first consult with your professional advisor. You’ll need to sign a document called a Structured Settlement Purchase Contract, which outlines your rights and responsibilities during the transaction. The document will also explain your options if you change your mind.

When selling your settlement, you must ensure that the company is legitimate. Peachtree Financial has a history of providing professional financial assistance to consumers in need of cash. The company has helped tens of thousands of people sell their payments. In addition to structured settlements, Peachtree Financial also operates a car-shopping business called CarSense, which refurbishes and sells late model used cars for affordable prices.

Peachtree Financial is a privately held company with offices in Atlanta, GA. It is a member of the National Association of Settlement Purchasers, a trade organization for structured settlement participants. The company has an A+ rating with the Better Business Bureau. They also offer an extensive array of exchange options. For example, you can exchange an annuity for lump sum cash or future payments.

Another option is to sell part of your settlement to Peachtree. This is known as a partial buyout. In this case, Peachtree will take a specified amount of your monthly payments, but you can keep the remaining payments. This is an excellent option for those nearing retirement age.

The company was founded in 1991, but has grown to become a leader in the structured settlement payment buying industry. Its headquarters are in Chesterbrook, Pennsylvania, Radnor, and Rockville, Maryland. Its mission is to help consumers who are experiencing financial hardship. The company has an A+ rating with the Better Business Bureau, which means it is a reputable company.