Fri. Jun 2nd, 2023

top structured settlement buyers

Top Structured Settlement Buyers

If you are looking for structured settlement buyers, you should keep in mind that there are a number of options that you have to choose from. However, there are several factors that you should take into consideration before deciding which of these companies is the best option for you.

J.G. Wentworth

The JG Wentworth Company was founded in 1991 and has grown to become the largest structured settlement buyer in the country. They have helped consumers obtain over $8 billion in upfront payments and debt relief.

If you’ve been receiving a structured settlement for a personal injury or wrongful death, you may be able to sell it for cash. JG Wentworth offers a free evaluation to help you decide whether it is right for you.

In order to sell your structured settlement, you’ll need to contact JG Wentworth and provide your name, contact information, and the value of your settlement. After you submit the request, a representative will contact you within 24 hours.

You will also be asked to provide the name of the insurance company that issued your payments. A settlement contract will be drawn up by a JG Wentworth agent. Once you’ve signed the contract, you’ll receive the funds within two to three weeks.

Before you begin to sell your structured settlement, it’s a good idea to consult with a financial planner. He or she can determine if it is right for you and will recommend a method that is right for your situation.

When you decide to sell your structured settlement, you can choose to do a partial sale or a full sale. A partial sale is where you sell a set amount of the future payments, such as a year’s worth. This is a way to receive a lump sum payment while still keeping your remaining payments.

A full sale, on the other hand, will eliminate your guaranteed income. Depending on the size of your settlement, you can sell all of your future payments.


If you are in need of a loan for your structured settlements, then SenecaOne may be the answer to your questions. The company has been in business for over 16 years, and has helped thousands of people to get cash from their annuities.

Seneca One is based in Bethesda, Maryland. They have a team of experts who will help you navigate the process. You can apply online, or you can call them and get a free quote.

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When searching for the right company to purchase your payments, it’s important to consider customer service and the size of the payout. It can be difficult to decide which company to work with. Some companies take a huge bite out of your payments. While other companies will pay you a lump sum, you might not see your money until a few months down the road.

Unlike many other structured settlement companies, SenecaOne will buy your payment regardless of your credit score. In fact, you can even borrow up to $15,000.

However, you’ll want to take your time comparing companies to find the best offer. To do this, you’ll want to look for a company that has a strong reputation. This includes a company that offers the most favorable discount rates, a fair deal, and good customer service.

Aside from offering loans, SenecaOne has also made a name for itself as one of the top structured settlement buyers. That’s because the company buys both annuity and prize payments, and offers flexible loan terms.

They can help you with your school fees, medical bills, and car repairs. Not only that, they’re the only licensed lender for lottery payments.

As long as you’re able to prove that you have a valid structured settlement, you’ll qualify. And with loans available up to $15,000, you don’t have to worry about being stung with high interest rates.

RSL Funding

RSL Funding is a financial company based in Houston, Texas. It is one of the largest structured settlement buyers in the world. The company has offices in several states.

RSL Funding offers annuities and lottery payments. These include casino payments, deferred annuities, and progressive jackpot awards. They also pay lump sums for structured settlements.

RSL Funding has an affiliated law firm. This allows them to expedite settlements. Typically, this is done with a 45-90 day timeline.

In early 2012, RSL Funding plans to open an office in Palm Beach County, Florida. This is to help their clients receive cash faster.

The company’s main marketing strategy includes direct mail. It spends millions on advertising.

Structured settlement companies purchase the rights to future payment streams from annuity holders. The payouts are tax-free and usually paid over a period of time.

There is a lot of pressure for people to sell their structured settlement. Some states have begun investigating complaints that mentally impaired individuals were coerced into selling their settlement.

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Many people have had positive experiences with RSL Funding. However, some have had negative ones. As a result, it is important to do your homework before making a decision.

RSL Funding is one of the most respected structured settlement buyers. They also provide a great service.

If you are considering selling your settlement, take the time to research the different options. Make sure you get a quote from each company and compare them. Consult your financial planner and a loved one with experience in the financial industry before making a decision.

When looking at a company’s reputation, look for trends. Look at their customer service record. Also, consider whether or not they are a member of the National Association of Settlement Purchasers.

Fairfield Funding

Fairfield Funding has been around for 60 years and specializes in structured settlements and life settlements. Located in Atlanta, Georgia, the company is a member of the National Association of Settlement Purchasers and APIS.

The company is also a member of the Better Business Bureau. It has received an A+ rating. In addition to buying structured settlements, Fairfield Funding works to pay off liens and judgments.

This structured settlement buyer is a good fit for consumers who are looking for a lump sum of money. If you’re considering selling a structured settlement, you’ll want to look for a firm that will provide you with all the information you need.

Unlike most companies, Fairfield Funding will give you a guarantee for your payment. They have a four-point, 100% guaranteed payout.

Another advantage of using a structured settlement buyer is that you’ll receive an advance. An advance is a monetary amount that is recovered from the lump sum of the sale.

These advances are sometimes useful if you’re in a bind and need to make a payment in a timely manner. For example, you may be able to use the funds to pay for your child’s college tuition.

Fairfield Funding’s website offers an online calculator, step-by-step instructions, a video, and other educational resources. You can also speak to a representative via chat or phone.

Fairfield Funding’s customer service is exemplary. Their representatives have over 25 years of combined experience. Additionally, the company has zero customer complaints on file.

Although the company doesn’t offer a guaranteed interest rate, it does offer a guaranteed cash advance within five days. All of the fees are disclosed and the company guarantees that it will close the transaction as quickly as possible under state laws.

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Peachtree Financial Solutions

Peachtree Financial Solutions is one of the largest structured settlement buying companies in the United States. They specialize in buying annuity payments, lottery winnings, and structured settlements. The company also offers pre-settlement funding.

Peachtree Financial Services has a strong customer service reputation. You can find a dedicated representative on their website to answer your questions. Their website also offers a resource center that contains free educational resources.

If you’re looking for a structured settlement buyer, you should look at reviews from the Better Business Bureau and ConsumerAffairs. These organizations have over 100 customer ratings and provide an overview of each company.

Another option is to shop around and see which companies offer a lower discount rate. Companies offering a 10% or less discount rate are considered a good deal.

A third option is to compare offers from different companies and ask for recommendations. Ask friends and family for recommendations, as well as read online reviews. Make sure to apply a moderate amount of skepticism to any online reviews you find.

As you can see, there are many options for selling structured settlements. Ideally, you should look for a highly rated company that has positive testimonials and a strong A+ rating from the Better Business Bureau.

One of the largest companies in the secondary market is JG Wentworth. It has offices in Radnor, Pennsylvania and Chesterbrook, Pennsylvania. With a solid A+ rating, you can feel confident that your structured payments are in good hands.

Another option is to try Novation Settlement Solutions. This company has an A+ rating from the BBB and an exemplary rating from the ConsumerAffairs. In fact, they have bought more than 1.5 billion dollars in structured settlements since 2000.

Jeffrey Augers
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By Jeffrey Augers

Jeffrey Augers is a highly skilled and experienced financial analyst with over 12 years of experience in the finance industry. He has a proven track record of delivering exceptional financial insights and recommendations to clients, empowering them to make informed decisions and achieve their financial goals. Jeffrey holds a Bachelor's degree in Finance from the University of Michigan, and an MBA from the Wharton School of Business.