Wed. Jun 7th, 2023

A List of Structured Settlement Companies

Whether you need cash now or want to take advantage of the secondary market, there are many structured settlement companies. Choosing the right one is vital to getting the most for your settlement.

When shopping around, consider the company’s denial rate and total dollars purchased. These indicators can help you determine if the company is trustworthy and has a history of successful transactions.

J.G. Wentworth

Structured settlements are a great way to lock up money for future use. Many people receive them as part of a legal settlement from a medical or personal injury claim, lottery winnings or retirement annuity. But they may come with a problem that makes it difficult to spend the money in the way you want.

One option is to sell your structured settlement, which can be a good solution when you need cash fast. However, it’s important to make sure that selling your settlement is the right choice for you.

There are several companies that buy structured settlements, including J. G. Wentworth, which has been in business since 1991. They specialize in buying structured settlements involving medical malpractice, personal injury or wrongful death cases.

Once you have received a quote from the company, you can work with a representative to see if it’s possible to sell your structured settlement. If you’re able to sell the structured settlement, you will get a lump sum payment that will be deposited into your bank account.

To sell a structured settlement, you must first attend court on a specific date. A judge must approve the transaction to ensure that you’re selling the settlement in your best interest.

After the judge approves the sale, you can expect to receive a lump sum payment in about 60 to 90 days. This payment can be used for a variety of purposes, such as paying off debts or saving up for an emergency.

The company is based in Chesterbrook, Pennsylvania, and offers structured settlement purchasing, annuity purchasing and lottery and casino purchase services. It also provides debt resolution services to help people settle their unsecured debts for less than they owe. It has an A+ Better Business Bureau rating and a 100 percent business response rate.

Direct Settlement Finance

The company’s products include pre-settlement cash advances, which are designed for plaintiffs in personal injury and lawsuit cases who don’t qualify for traditional loans. These funds are typically used to pay expenses, such as rent or medical bills, while the plaintiff waits for their settlement.

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Direct Settlement Finance is a structured settlement company with operations in the United States and Canada. The company is headquartered in Chevy Chase, Maryland and provides loans to plaintiffs in personal injury and lawsuit cases.

Structured settlements are popular for plaintiffs in personal injury and lawsuit cases because they offer a steady source of income that will help them get through their hardships. They’re also a tax-free way to receive money for a set amount of time, which helps injury victims fund their living expenses.

As a result, structured settlements are popular among consumers. They can be a great alternative to traditional loans because they allow individuals to use their earnings to help fund known expenses such as rent or medical bills.

However, many people don’t know that they have options for obtaining a structured settlement when they need it most. Companies like Direct Legal Funding and Tribecca offer pre-settlement cash advances that can be used to pay for expenses while a plaintiff waits for their settlement.

These payments are usually processed through a payment system, which is a network of financial institutions that exchange funds between businesses. These systems are designed to ensure that payments can be made securely and quickly.

A payment system can be divided into three main parts: exchange, clearing and settlement. All these processes are essential to making electronic transactions possible and to ensuring that the payment process is as fast and efficient as possible. The main players in the payment process are the cardholder’s bank, the acquiring settlement bank and the payment processor.

Fairfield Funding

Fairfield Funding is one of the most popular structured settlement companies, mainly because they offer a four-point guarantee to ensure your satisfaction. This includes a fast payment rate, no interest advances, and a no-hassle closing.

The company is based in Atlanta, Georgia, and it offers a variety of products for sale to clients. These include structured settlement buyouts, lottery payments, and annuities.

With over 9 years in business, Fairfield Funding is a well-known name in the field of structured settlements. They provide a fast and convenient solution to clients who need cash quickly for various reasons, including medical expenses or other life events.

They are a great alternative to traditional lending options and can help clients avoid eviction or foreclosure. Their team of experienced professionals is very friendly and will work hard to meet your needs.

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Founded in 2009, Fairfield Funding is a structured settlement buyer that also provides annuity sales and lottery payments. They specialize in offering a range of discount rates to fit the unique needs and circumstances of their clients.

When you sell your structured settlement or annuity to Fairfield Funding, you can expect a cash advance as soon as five days, and this is interest-free. They also guarantee a fast payment because they will close on your settlement sale as quickly as legally possible.

The company is a subsidiary of Fairfield Residential, an investment and management firm that operates properties across the United States. Its most recent venture is the $600 million Fairfield Affordable Housing Preservation Fund, which is dedicated to preserving and revitalizing affordable housing in communities nationwide.

The City of Fairfield Budget 2019 will focus on a current funding basis with expenditures being planned and controlled to ensure that they do not exceed revenues, as well as the planned use of any fund balance accumulated through prior year savings. The City will monitor tax revenue and other revenues, and seek additional sources of revenue or leverage existing revenue through grants, federal or state programs, or joint ventures.

Peachtree Financial Solutions

Peachtree Financial Solutions is a specialized structured settlement company that buys payments from personal injury, medical malpractice and wrongful death lawsuits. They offer a wide range of settlement options and a detailed checklist for each phase of the buyout process.

Their website is clean and easy to navigate, and their customer service is ranked highly by previous clients. Their staff is primarily dedicated to settlement purchasing, so you can expect one-to-one attention during the entire process.

As a result, their representatives can answer your questions quickly and accurately, and they will work with you to help you find the best settlement solution for your situation. Whether you’re selling your structured settlement to pay back school loans or looking for a lump sum to pay off debt, they can help you get the cash you need.

Annuity sales are also offered by Peachtree, which can provide a quick way to receive a lump sum of money from your insurance provider. However, they do come with restrictions that may not fit your lifestyle or your financial goals. Rather than accepting the limitations, you can sell your annuity to Peachtree for a lump sum of cash.

See also  How Structured Settlement Companies Work


Located in Bethesda, Maryland, SenecaOne is a company that provides financial services to structured settlement and lottery prize funds. Its experts have years of experience helping clients achieve their financial goals.

SenecaOne was founded in 2001 and currently consists of a staff of over 100 people. Its employees have been dedicated to the company’s growth and success. The company is committed to ensuring that every client receives the financial help they need when they need it.

The company’s products include structured settlement loans, annuity funding, lottery prize funding, and a variety of other financing options. Its experts also provide education and guidance to assist clients with their finances.

One of the major reasons that SenecaOne is on this list is because it has a very strong reputation in the structured settlement industry. The company is committed to building trust and creating long-term relationships with their clients.

A key aspect of this is their commitment to the GROWS (Goal, Recognition, and Orientation of Workforces) model. This is an approach that focuses on developing employee engagement, fostering teamwork, and creating opportunities for career advancement.

In addition, SenecaOne’s team works hard to create a healthy and supportive environment for their employees. They have various amenities available on site including yoga with Space on Seneca, cross-fit with Quarter Deck Athletics, and a weekly run club.

The company also has a dedicated Human Resources department that ensures their employees have a safe and supportive workplace. They also offer a number of different benefits to their employees, including paid time off and a comprehensive health and dental plan. The company’s employees also enjoy a 401K retirement program, and flexible work hours.

Jeffrey Augers
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By Jeffrey Augers

Jeffrey Augers is a highly skilled and experienced financial analyst with over 12 years of experience in the finance industry. He has a proven track record of delivering exceptional financial insights and recommendations to clients, empowering them to make informed decisions and achieve their financial goals. Jeffrey holds a Bachelor's degree in Finance from the University of Michigan, and an MBA from the Wharton School of Business.